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Manufactured Homes

Available programs ranging across FHA to VA, we stand ready to help you with a wide array of financing options.

FHA Highlights

  • 580 minimum qualifying credit score

  • Minimum loan amount $85,000

  • Floor area no less than 400 square feet

  • Classified as real estate and permanently affixed

  • Not previously installed or occupied at any other site

  • Single wide and Double wide units permitted

  • Constructed on or after June 15, 1976



VA Highlights

  • 660 minimum qualifying credit score

  • Minimum loan amount $85,000

  • Must be, or will be prior to closing, permanently affixed to the foundation and taxed as real property

  • Single wide and Double wide units permitted

  • Borrower must occupy the property as his/her primary residence

  • Constructed on or after June 15, 1976



Conventional Highlights

  • 620 minimum qualifying credit score

  • Minimum loan amount $85,000

  • Has a floor area no less than 600 square feet

  • Must be one-unit dwelling legally classified as real property

  • Not previously installed or occupied at any other site

  • Single wide and Double wide units permitted

  • Constructed on or after June 15, 1976

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